Lori Lovgren, Esq.
Arbitrator, Mediator, Insurance, Attorney
Pompano Beach, Florida
- Insurance
- Contracts
- Business & Commercial
- Product Liability
- Consumer
- Real Estate & Real Property
Path To Resolution, LLC - Independent Arbitrator & Mediator
Arbitrator, Mediator, Insurance, Attorney
Independent Arbitrator & Mediator, Path To Resolution, LLC, 2018 - Present; Chief Compliance Officer, Clear Spring Property and Casualty Group, 2020 - 2024; Counsel/Corporate Executive, National Council on Compensation Insurance (NCCI), 1999 - 2017; Attorney, Adorno & Zeder Law Firm (Insurance Transactional and Regulatory Group), 1992 - 1999.
Over 30 years of experience in the insurance industry in various legal and business positions.
As Chief Compliance Officer for the Clear Spring Property and Casualty Group, managed a compliance team handling countrywide issues for four insurance companies.
As Counsel/Corporate Executive for NCCI, which is a rating/advisory and statistical organization collecting data from and providing rates, rules and forms to insurers, managed state regulatory and legislative affairs in approximately 40 states, supervised regulatory filings and state market conduct examinations, and testified and educated on technical insurance matters (such as ratemaking, rule/policy form interpretation, analysis of premium and claims data) before regulators, legislators, and task forces. Managed issues related to data ownership, data privacy, data usage, and served as a public speaker at industry conferences on national insurance regulatory/legislative developments and trends emerging from the data (such as aging workforce, medical marijuana, gig economy, telemedicine).
As an attorney in the Insurance Transactional and Regulatory Group of the Adorno & Zeder Law Firm, represented both health and property/casualty insurers on variety of matters including organization/formation of entities, corporate governance, licensing, insurance product development, regulatory filings, and examinations. Also handled real estate transactions.
As Chief Compliance Officer for the Clear Spring Property and Casualty Group, managed a compliance team handling countrywide issues for four insurance companies.
As Counsel/Corporate Executive for NCCI, which is a rating/advisory and statistical organization collecting data from and providing rates, rules and forms to insurers, managed state regulatory and legislative affairs in approximately 40 states, supervised regulatory filings and state market conduct examinations, and testified and educated on technical insurance matters (such as ratemaking, rule/policy form interpretation, analysis of premium and claims data) before regulators, legislators, and task forces. Managed issues related to data ownership, data privacy, data usage, and served as a public speaker at industry conferences on national insurance regulatory/legislative developments and trends emerging from the data (such as aging workforce, medical marijuana, gig economy, telemedicine).
As an attorney in the Insurance Transactional and Regulatory Group of the Adorno & Zeder Law Firm, represented both health and property/casualty insurers on variety of matters including organization/formation of entities, corporate governance, licensing, insurance product development, regulatory filings, and examinations. Also handled real estate transactions.
Currently serving as an independent mediator for the Florida Department of Financial Services, Florida's 15th & 17th Judicial Circuits, the American Arbitration Association, and ARIAS-US.
During the past five plus years, served as a mediator or arbitrator in over 2900 matters involving disputes in the following areas:
-Insurance
-Contracts
-Consumer
-Business & Commercial
-Real Estate & Real Property
-Product Liability
Representative Matters: Mediations and/or Arbitrations
Mediated or arbitrated 300+ claims between insurers and insureds at the primary level regarding property loss - issues involving existence of coverage, scope of damage and cost to repair, late reporting, assignment of benefits, etc.
Mediated or arbitrated 500+ auto insurance claims seeking subrogation and/or coverage for personal injury protection benefits
Arbitrated disputes between insurers and administrators over entitlement to funds set aside for the payment of claims and other expenses, profit-sharing, etc.
Mediated with multiple insurers over apportionment of liability for design and construction defects in a housing project
Arbitrated whether claims of treatment center were covered under medical professional liability policy
Arbitrated whether a business not included as a named insured should be provided coverage under a commercial general liability policy (issues of contract formation and mutual mistake)
Mediated or arbitrated 1000+ disputes between consumers and businesses regarding issues with products or services or a contract. Representative types of contracts include purchase orders, sales contracts, service agreements, leases, loan contracts, credit agreements, home improvement and repair contracts, product warranties and service contracts, etc.
Arbitrated product liability claim regarding whether injuries were caused by a defective mattress
Arbitrated 70+ claims regarding whether motor vehicles are defective under Florida lemon law
Arbitrated post employment disputes regarding treatment of stock purchased as an employee and entitlement to deferred compensation
Arbitrated defamation claim by employer regarding statements made by former employee on social media
Mediated 500+ real estate and real property issues such as escrow disputes, landlord/tenant issues, evictions, HOA matters, foreclosures
During the past five plus years, served as a mediator or arbitrator in over 2900 matters involving disputes in the following areas:
-Insurance
-Contracts
-Consumer
-Business & Commercial
-Real Estate & Real Property
-Product Liability
Representative Matters: Mediations and/or Arbitrations
Mediated or arbitrated 300+ claims between insurers and insureds at the primary level regarding property loss - issues involving existence of coverage, scope of damage and cost to repair, late reporting, assignment of benefits, etc.
Mediated or arbitrated 500+ auto insurance claims seeking subrogation and/or coverage for personal injury protection benefits
Arbitrated disputes between insurers and administrators over entitlement to funds set aside for the payment of claims and other expenses, profit-sharing, etc.
Mediated with multiple insurers over apportionment of liability for design and construction defects in a housing project
Arbitrated whether claims of treatment center were covered under medical professional liability policy
Arbitrated whether a business not included as a named insured should be provided coverage under a commercial general liability policy (issues of contract formation and mutual mistake)
Mediated or arbitrated 1000+ disputes between consumers and businesses regarding issues with products or services or a contract. Representative types of contracts include purchase orders, sales contracts, service agreements, leases, loan contracts, credit agreements, home improvement and repair contracts, product warranties and service contracts, etc.
Arbitrated product liability claim regarding whether injuries were caused by a defective mattress
Arbitrated 70+ claims regarding whether motor vehicles are defective under Florida lemon law
Arbitrated post employment disputes regarding treatment of stock purchased as an employee and entitlement to deferred compensation
Arbitrated defamation claim by employer regarding statements made by former employee on social media
Mediated 500+ real estate and real property issues such as escrow disputes, landlord/tenant issues, evictions, HOA matters, foreclosures
Practiced at hosting mediation and arbitration matters via videoconferencing.
The Institutes (Associate in Reinsurance-2020; Associate in Insurance Data Analytics-2019; Chartered Property Casualty Underwriter-2002); University of Richmond (JD-1991); College of William and Mary (BA-1987).
Admitted to the Bar: Florida (1991), Virginia (1993 - inactive), District of Columbia (1993 - inactive); U.S. District Court: South District of Florida (1992); U.S. Supreme Court (1996).
Certified as a Circuit/County/Family Court Mediator by the Florida Supreme Court (2017/2018/2019). Qualified as an Arbitrator by the Florida Supreme Court (2018). Certified as a Family Court Mediator by the Virginia Supreme Court (2023).
Certified as a Circuit/County/Family Court Mediator by the Florida Supreme Court (2017/2018/2019). Qualified as an Arbitrator by the Florida Supreme Court (2018). Certified as a Family Court Mediator by the Virginia Supreme Court (2023).
ARIAS-US; CPCU Society; Florida Academy of Professional Mediators.
Past Chair of the American Bar Association Tort & Insurance Practice Section (ABA/TIPS) Workers Compensation Committee and a past Vice Chair of the ABA/TIPS Insurance Regulation Committee. Previously served as a CPCU Society Board Member, Governor, and Past President of the Florida Gold Coast CPCU Chapter.
Past Chair of the American Bar Association Tort & Insurance Practice Section (ABA/TIPS) Workers Compensation Committee and a past Vice Chair of the ABA/TIPS Insurance Regulation Committee. Previously served as a CPCU Society Board Member, Governor, and Past President of the Florida Gold Coast CPCU Chapter.
$300 Per Hour
English
United States of America
Pompano Beach, FL
The AAA’s Rules provide the AAA with the authority to administer a mediation including, mediator appointment, general oversight and billing. Accordingly, mediations that proceed without AAA administration are not considered AAA mediations, even when the parties select an mediator who is on the AAA’s Roster.
The information contained in this resume has been supplied solely by the individual mediator and may, or may not, be a complete recitation of their experience. The AAA assumes no responsibility for the content, completeness, accuracy, or reliability of the information contained in a mediator’s resume. If you have any questions about a mediator’s experience or background, you are encouraged to contact your case manager.
Mediators on the AAA Roster are not employees or agents of the AAA.
The information contained in this resume has been supplied solely by the individual mediator and may, or may not, be a complete recitation of their experience. The AAA assumes no responsibility for the content, completeness, accuracy, or reliability of the information contained in a mediator’s resume. If you have any questions about a mediator’s experience or background, you are encouraged to contact your case manager.
Mediators on the AAA Roster are not employees or agents of the AAA.
